Wise Choices in the St Louis Home Market
Posted by admin on May 18, 2010
Your strategy is probably like most other who are buying a home for sale in St Louis. Your strategy is simple and on the surface seems to make sense, but chances are it will cost your family tens of thousands of dollars. For most St Louis home buyers their strategy is to find a home for sale that meets their needs and negotiate the lowest sales price possible. Once they have an accepted sales contract, they find a lender that has the lowest combination of 
interest rate and closing fees. The strategy appears to make sense and it does, at least if your strategy is short-term. The problem is, most people do NOT buy a home for the short-term and the strategy they choose will cost them the silent death of thousands of dollars in lost return. To make a wise choice in buying a home, you have to ask the simple question,”What is the best option for me? Should I negotiate the lowest sales price, interest rate and closing cost possible or should I be willing to pay a slightly higher sales price in exchange for the seller paying discount points which will lower my interest rate over the life of the loan? “ As a nineteen year veteran to the mortgage industry, I can assure this; one option will cost you tens of thousands of dollars and the other option will save you tens of thousands of dollars and it is not the same for every buyer. If you are buyer and looking at a home for sale in St Louis, make the wise choice and learn what option works best for you. Look at a side by side comparison of all options and consider which option works best for you.
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